Terms and Conditions

Effective Date: February 25, 2026

Please review these Terms and Conditions (“Terms”) carefully before using the website located at RayaRivera.com (“Website”), which is operated by Raya Rivera, a licensed real estate professional affiliated with The Brokerage — Real Estate Advisors (“we,” “us,” or “our”). By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the Website immediately.

Website Use and Purpose

This Website is intended to provide general information about real estate services in the Lexington, Kentucky area, including neighborhood guides, market data, home search tools, relocation resources, and contact information. The content on this Website is provided for informational purposes only and does not constitute professional advice of any kind, including but not limited to legal, financial, tax, or investment advice. You should consult with qualified professionals for guidance specific to your individual situation.

No Guarantees Regarding Listings or Market Data

Real estate listings, property details, pricing information, market statistics, and other data displayed on this Website may be sourced from third-party providers, including but not limited to Multiple Listing Services (MLS), public records, and other real estate data aggregators. While we strive to present current and accurate information, we cannot guarantee the completeness, accuracy, or timeliness of any listing data, market statistics, or property information displayed on this Website. Listings may be subject to prior sale, price changes, or withdrawal without notice. You should independently verify all property information before making any real estate decisions.

IDX and MLS Data Disclaimer

Certain property listing data on this Website is provided through an Internet Data Exchange (IDX) program. The IDX data is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS or by us. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be reproduced, redistributed, or used for any other purpose.

Fair Housing Statement

We are committed to full compliance with the Fair Housing Act, the Equal Opportunity Act, and all applicable federal, state, and local fair housing laws. We do not discriminate based on race, color, religion, sex, national origin, disability, familial status, sexual orientation, gender identity, or any other characteristic protected by law. If you believe you have experienced housing discrimination, you may file a complaint with the U.S. Department of Housing and Urban Development (HUD) by calling 1-800-669-9777 or visiting www.hud.gov.

Communications and Contact

When you submit your contact information through any form on this Website — including inquiry forms, property request forms, or newsletter sign-ups — you consent to receive communications from us via email, telephone, or text message regarding real estate services, market updates, and related information. You may opt out of these communications at any time by contacting us directly at raya@thebrokerageky.com or by following the unsubscribe instructions included in any email communication. Standard message and data rates may apply to text communications.

Privacy and Data Collection

We respect your privacy and are committed to protecting the personal information you share with us. When you use this Website, we may collect certain information such as your name, email address, phone number, and property search preferences. This information is used to respond to your inquiries, provide personalized real estate services, and improve your experience on our Website.

We do not sell, rent, or share your personal information with unaffiliated third parties for their marketing purposes. We may share your information with service providers who assist in operating this Website or providing our services, and such providers are bound by appropriate confidentiality obligations.

If you are a California resident, you have certain rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to request deletion, and the right to opt out of any sale of personal information. To exercise these rights, please contact us at raya@thebrokerageky.com.

Intellectual Property

All content on this Website — including text, photographs, graphics, logos, design elements, and page layouts — is the property of Raya Rivera, The Brokerage — Real Estate Advisors, or their respective licensors and is protected by United States copyright and trademark laws. You may not copy, reproduce, distribute, modify, display, or create derivative works from any content on this Website without prior written consent, except for personal, non-commercial use such as printing a property listing for your own reference.

Third-Party Links and Services

This Website may contain links to third-party websites, applications, or services that are not owned or controlled by us. These include, but are not limited to, MLS search tools, mortgage calculators, mapping services, and social media platforms. We have no control over and assume no responsibility for the content, privacy practices, or policies of any third-party sites or services. Your use of third-party sites is governed by their respective terms and privacy policies, and we encourage you to review them before providing any personal information.

User Conduct

You agree to use this Website only for lawful purposes and in a manner that does not infringe on the rights of others or restrict anyone else’s use and enjoyment of the Website. You may not use this Website to transmit harmful, threatening, abusive, or otherwise objectionable material, to attempt to gain unauthorized access to any portion of the Website, or to interfere with the proper functioning of the Website.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RAYA RIVERA, THE BROKERAGE — REAL ESTATE ADVISORS, AND THEIR RESPECTIVE AFFILIATES, AGENTS, OFFICERS, AND EMPLOYEES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THIS WEBSITE, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, REGARDLESS OF WHETHER WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES PROVIDED THROUGH IT ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Indemnification

You agree to defend, indemnify, and hold harmless Raya Rivera, The Brokerage — Real Estate Advisors, and their respective affiliates, agents, officers, and employees from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from your use of this Website or your violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict-of-law provisions. Any dispute arising under or relating to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Fayette County, Kentucky.

Severability

If any provision of these Terms is determined to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity or enforceability of the remaining provisions.

Changes to These Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of this Website after any changes constitutes your acceptance of the updated Terms. We encourage you to review this page periodically.

Contact Information

If you have any questions about these Terms, please contact us:

Raya Rivera
The Brokerage — Real Estate Advisors
505 Wellington Way, STE 125
Lexington, KY 40503
Phone: 267-515-9946
Email: raya@thebrokerageky.com
Website: RayaRivera.com

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